Falling behind on bills has become a part of many people's lives. Often, that leads to having to deal with a monster more hideous than any imagined or put on a movie screen...the debt collector. These are many headed creatures that strike fear with the mere mention of their name. Despite their pitiful reputations, debt collectors are regulated by the Federal Trade Commission (FTC) and there are certain things that a debt collector may never say or do. Here are five of them.

  • In the past, many d...

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